The Receipts: The Bank of Canada Said Rates Would Stay Low. Then Came 5%
In 2020 the Bank of Canada said rates would stay low for a long time, likely into 2023. They went from 0.25% to 5%. What that means for planning a mortgage.
The Receipts: Toronto Was Called a Collapse. It Was a Correction
Scoring a June 2025 episode that compared Toronto to 2008 Phoenix. The 10-15% call landed. The collapse framing did not.
Investors Are Leaving Canadian Real Estate. Rents Are Falling Anyway
Small landlords are exiting and GTA rents still fell. Vacancy hit a five-year high in early 2026 as the condo completion wave flooded the rental market. What it means for renters and owners.
The Receipts: Scoring the Bank of Canada’s 50 Basis Point Cut
Scoring the December 2024 rate-cut episode against what happened. The consensus 3% floor was wrong by 75bps. The one-point cut call was exactly right.
The Receipts: We Said Toronto Condos Were $900/sqft. Here’s What Happened
Scoring two calls from a May 2025 episode against what actually happened: the Bank of Canada rate call and downtown condo price per square foot. Including the one we got wrong.
The Move-In-Ready Premium: Why Buyers Pay Up for Turnkey
Buyers pay a premium for move-in-ready homes and discount dated ones by more than the work costs. Here is the move-in-ready premium, and how to use it.
Why Investors Are Leaving Ontario for Florida (14% Cap Rates, 30-Day Evictions)
Ontario investors are moving to Florida for 14 to 18 percent cap rates, 30-day evictions, and no land transfer tax. A cross-border lawyer breaks down why.
Leaving Canada? How to Move to the U.S. With Real Estate
A cross-border lawyer explains how Canadians move to the U.S. with real estate: the E2 visa, why Florida cap rates beat Toronto, and Canada’s exit tax.
Ontario Landlords Are Selling. Here’s What’s Actually Happening.
Ontario landlords face 6-16 month LTB wait times, negative cash flow, and a broken regulatory system. Why many are switching to commercial real estate.
Why 35-Year Mortgages Are Creating Forever Loans — And What to Do About It
Mortgage expert Jeff Mudrick explains how 35-year amortizations and static variable rates create forever loans where you barely pay down principal.