Leaving Canada? How to Move to the U.S. With Real Estate
A cross-border lawyer explains how Canadians move to the U.S. with real estate: the E2 visa, why Florida cap rates beat Toronto, and Canada’s exit tax.
Why 35-Year Mortgages Are Creating Forever Loans — And What to Do About It
Mortgage expert Jeff Mudrick explains how 35-year amortizations and static variable rates create forever loans where you barely pay down principal.
Everything You Own Owns a Piece of You
Richard Robbins shares his framework for being recession-proof: control overhead, watch lifestyle creep, and accept that 120% effort yields 80% results in a down market.
Canada’s Economic Crisis and Toronto Real Estate
Canada’s Economic Crisis and What It Means for Toronto Real Estate: An Economist’s Breakdown If you follow the headlines, Canada’s economy is doing fine. GDP is growing. Unemployment dipped for a month. The government says things are on track. If you look at the actual data, the picture is very different. I sat down with […]
Toronto Condo Market Analysis
The Toronto Condo Market Is a Mess. Here’s What’s Actually Going On. I’m not going to sugarcoat this. If you own a junior one-bedroom condo downtown, the numbers are brutal. If you bought pre-construction in 2021 or 2022, the numbers are worse. And if you’re waiting for Bank of Canada rate cuts to save you […]
Recession-Proof Your Real Estate Investment
Everything You Own Owns a Piece of You Tariffs are on. Then off. Then on again. The Bank of Canada has cut rates seven times and the market still feels frozen. Ontario and BC are soft while Halifax and Calgary keep climbing. If you’re confused, you should be — because the people running the show […]
How to Tell What Kind of Market You̵
How to Tell What Kind of Market You’re In — And Why It Matters Every few months someone asks me “is it a buyer’s market or a seller’s market right now?” and my honest answer is usually “it depends on what you’re buying or selling, and where.” A condo in downtown Toronto and a detached […]